Knowledge Base & FAQ

Frequently Asked Questions

Clear, factual guidance on how Paisanagar operates, our marketplace role, documentation requirements, and lender credit evaluation.

Paisanagar is a technology-enabled loan marketplace that connects retail borrowers and commercial enterprises with participating Scheduled Commercial Banks, RBI-registered NBFCs, and Housing Finance Companies across India. Paisanagar facilitates product discovery, standardized digital application intake, and structured document routing. We are not a direct lender and do not issue loans from our own balance sheet.

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Frequently Asked Questions

What is Paisanagar and how does the platform operate?

Does Paisanagar approve or reject loan applications?

Which credit products are available on Paisanagar?

How do I apply for a loan through Paisanagar?

Can I apply for more than one loan product at the same time?

How do I track the status of my submitted application?

How long does a lender take to evaluate an application?

How are interest rates and repayment tenures determined?

What happens after a loan is sanctioned?

What documents are commonly required for a loan application?

Why is a PAN card mandatory for credit intake?

Does Paisanagar charge borrowers any upfront fees?

Are there any fees charged by lending institutions?

How does Paisanagar protect my sensitive personal and financial data?

Who can see the documents I upload?

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